ZeroHash sits behind some of the largest financial platforms in the world. Founded in 2017, the Chicago company sells regulated crypto and stablecoin infrastructure through APIs. Its clients embed digital asset trading, custody, settlement, and stablecoin payments without building their own stack. As a result, banks, brokerages, and fintechs ship crypto features in weeks rather than years. CEO Edward Woodford has described the firm as the “AWS of on-chain infrastructure” for finance.
The regulatory footprint underpins that pitch. ZeroHash holds a FinCEN Money Services Business registration and operates as a money transmitter across 51 U.S. jurisdictions. Additionally, the firm carries the New York virtual currency authorization that lets it serve customers in the state. On March 4, 2026, ZeroHash also filed for a national trust bank charter with the OCC. That filing made it the eleventh crypto firm to seek federal trust status within an 83-day window.
Hedera is built to connect. 🌐
— Hedera (@hedera) May 29, 2026
Through @zerohashx, organizations can seamlessly integrate Hedera-native digital assets and USDC settlement into their customer experiences with compliant, enterprise-grade infrastructure.
Learn more: https://t.co/qIBX5orRot
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The Customer List Driving Distribution
The customer roster reads like a who’s who of mainstream finance. ZeroHash powers crypto and stablecoin flows for Stripe, Interactive Brokers, Franklin Templeton, tastytrade, MoneyLion, DraftKings, Kalshi, Lightspark, Republic, and BlackRock’s BUIDL initiative. The firm reports serving over five million end users across more than 190 countries. Meanwhile, those volumes flow through partner front ends rather than a ZeroHash app.
That distribution model matters for any network ZeroHash supports. When a brokerage adds HBAR or routes a payment in USDC on Hedera, millions of downstream users gain access at once. Notably, Mastercard is also weighing a strategic investment in ZeroHash after takeover talks ended earlier in 2026. The card network’s interest reinforces ZeroHash’s position as the connective tissue between traditional finance and on-chain rails.
Joining the Open Transaction Layer
On May 28, 2026, ZeroHash signed on as a founding member of the Open Transaction Layer, known as OTL. Fireblocks launched the initiative with more than 30 institutions to standardize how counterparties coordinate on-chain transactions. The founding cohort includes Checkout.com, Cross River Bank, MetaMask, Robinhood, Securitize, SoFi, MoonPay, and major liquidity providers like B2C2 and Wintermute. Six blockchain foundations also joined through the Blockchain Payments Consortium, including Solana, Stellar, Polygon, TON, Sui, and Monad.
The protocol stack tackles a long-standing pain point in on-chain finance. Until now, every counterparty integration required custom plumbing for compliance, settlement, and messaging. OTL replaces that patchwork with shared standards for the full transaction lifecycle. As a result, ZeroHash partners can route stablecoin payments and tokenized asset transfers across any OTL-aligned counterparty without bespoke work. Importantly, ZeroHash’s multi-chain support, including its Hedera integration, travels with it into the consortium framework.
Inside the Hedera Integration
ZeroHash brought USDC on Hedera into its production environment with deposit and withdrawal support enabled at launch. The asset trades under the firm’s “USDC.HBAR” naming convention, reflecting Hedera-native USDC issued by Circle. In addition, ZeroHash supports HBAR brokerage and custody for institutional partners that want native exposure. Together, these capabilities let any ZeroHash client treat Hedera as a first-class settlement layer.
The performance profile makes Hedera a strong fit for enterprise flows. USDC on Hedera settles in under three seconds at a fixed fee of $0.001, and the network processes more than 10,000 transactions per second. Over $200 million in USDC has been minted on Hedera to date, supporting cross-border payments, micropayments, and treasury operations. Through ZeroHash, organizations integrate that capability behind a regulated, audited stack. Consequently, a fintech in Singapore or a broker in New York can offer Hedera-native USDC settlement without touching a node, a wallet, or a compliance vendor on its own.
Why This Sets Hedera Up for Enterprise Scale
Three forces converge to position Hedera for outsized enterprise adoption through ZeroHash. First, ZeroHash already serves the institutions Hedera most wants to reach, including global brokerages, payment companies, and tokenized fund issuers. Second, the OTL membership extends Hedera-bound flows into a shared coordination layer with Robinhood, SoFi, and dozens of other distribution channels. Third, ZeroHash’s pending OCC trust charter would deepen its ability to custody stablecoins and tokenized assets under federal oversight.
Hedera’s own enterprise momentum reinforces the opportunity. FedEx joined the Hedera Council in February 2026 to co-develop supply chain infrastructure, and Repsol signed on for decentralized identity work. Accenture and McLaren Racing have also joined the council, expanding the network’s institutional governance. With ZeroHash carrying Hedera-native USDC into Stripe, Interactive Brokers, and Franklin Templeton workflows, the network gains immediate access to mainstream demand. In short, ZeroHash supplies the regulated on-ramp that converts Hedera’s technical performance into real enterprise volume.
The Road Ahead
The next twelve months will test whether ZeroHash can scale its OCC ambitions while expanding multi-chain support. A federal trust charter would clear the path for deeper stablecoin custody under the new Genius Act framework. Meanwhile, OTL’s first production flows will reveal how quickly shared standards translate into real interoperability. For Hedera, the partnership creates a clear route from technical capability to institutional adoption. ZeroHash will not own the customer, but it will own the rails. That is the position every network operator wants behind their integration.
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