October 2025 was a defining month for the XDC Network, marked by strategic progress in institutional finance, DeFi infrastructure, and ecosystem-wide liquidity. The network advanced its enterprise roadmap with the acquisition of Contour’s trade finance platform, native USDC integration via Circle’s CCTP, and a data analytics partnership with Token Terminal.
Capping off the month, the XDC Foundation today announced its latest initiative—the $10 million Surge Program. This campaign begins with Epoch 001 and focuses on rewarding liquidity providers across Curve, XSwap, and Oku. The program shifts capital toward active DeFi use, offering incentives in XDC and liquid-staked XDC to deepen liquidity and encourage sustained participation.
Together, these developments highlight how XDC is not only expanding its technical foundation, but also activating its network through programs that connect blockchain infrastructure to real-world financial use cases.
XDC Network Launches $10 Million Surge Program – Epoch 001@XDCNetwork is taking DeFi to the next level with the launch of Epoch 001 of the XDC Surge Program, with $1.25 million in WXDC allocated to boost liquidity across major DeFi platforms like Curve Finance, XSwap Protocol,… pic.twitter.com/oru802p0NS
— XDC Network (@XDCNetwork) October 29, 2025
Surge Program Launch: XDC Allocates $10 Million to Deepen DeFi Liquidity
To accelerate on-chain liquidity growth, the XDC Network launched a new incentive initiative called the Surge Program in October 2025. The program commits $10 million in rewards across multiple DeFi protocols, with the first rollout labeled Epoch 001. This initial phase will run for several weeks and focuses on boosting liquidity for three core platforms: Curve Finance, XSwap Protocol, and Oku Trade.
Each of these protocols plays a distinct role within the network’s growing financial infrastructure. Curve enhances stablecoin pools, XSwap strengthens native token pairs, and Oku introduces a Uniswap-style interface for more advanced trading. Liquidity providers on these platforms can earn rewards in either XDC or liquid-staked XDC (LST-XDC), giving participants options based on their DeFi strategy.
Rewards are distributed transparently through the XDC Engagement Hub, using Merkl.xyz’s real-time tracking APIs. This setup ensures that earnings are auditable, data-driven, and updated regularly. Participants can monitor performance metrics throughout the program to optimize their positions.
The Surge Program reflects a shift in XDC’s focus—from building infrastructure to driving adoption and usage. By targeting liquidity depth, slippage reduction, and better capital efficiency, the initiative aims to attract both retail and institutional DeFi users. Future epochs are expected to expand incentives across lending markets, derivatives, and more, reinforcing the network’s long-term commitment to on-chain financial growth.
Institutional Trade Finance and Strategic Partnerships
Reviving Contour’s Trade Finance Legacy
The XDC Foundation confirmed the acquisition of Contour, a global trade finance platform previously supported by HSBC, Citi, and Standard Chartered. This acquisition allows XDC to integrate a full suite of digitized Letter of Credit workflows with the network’s native smart contract and tokenization infrastructure. A Stable-Coin Lab was also announced, intended to test regulated stablecoin settlement models for cross-border finance. With Contour’s banking consortium and XDC’s blockchain infrastructure, the foundation aims to drastically reduce document processing times while maintaining regulatory compliance.
Token Terminal Integration for Institutional Analytics
XDC partnered with Token Terminal to offer standardized financial metrics, enabling on-chain data visibility similar to traditional equity dashboards. This integration allows institutional investors to analyze dApps and network health using real-time data, with feeds directly compatible with Bloomberg Terminal. It marks an important step toward audit-ready blockchain analytics tailored for the financial sector.
We’re excited to announce our Data Partnership with @tokenterminal , a collaboration that brings institutional-grade on-chain analytics and standardized financial metrics to the XDC Network ecosystem.
— XDC Network (@XDCNetwork) October 24, 2025
Through this partnership, Token Terminal will now:
– Operate a dedicated data… pic.twitter.com/3SrhQJJ9ur
Enigma Securities Joins the Network
London-based broker Enigma Securities integrated the XDC token into its offerings, providing regulated access to the network for institutional investors. Enigma’s infrastructure allows for low-latency trade execution, which aligns with XDC’s focus on low-cost, high-throughput settlement networks. This move complements the recent push to expand enterprise-grade infrastructure within the XDC ecosystem.
Institutions can now trade #XDC with Enigma – the @XDCNetwork brings together the power of public blockchain transparency with the speed and security enterprises need. pic.twitter.com/3ZBjBdSUTA
— Enigma Securities (@Enigma_Sec) October 22, 2025
DeFi Ecosystem Growth and On-Chain Utility
PrimeFi Launches Omnichain Lending
PrimeFi, a LayerZero-powered DeFi protocol, deployed its omnichain lending markets on XDC in October. XDC users can now lend or borrow assets using unified liquidity pools that span multiple chains. The protocol uses pooled LP tokens to manage cross-chain loans and collateral, expanding DeFi composability across the XDC ecosystem. This positions XDC to serve as a scalable low-fee backend for broader DeFi infrastructure.
The first omnichain lending and borrowing protocol, PrimeFi, has officially expanded to @XDCNetwork, opening the door for all $XDC users to experience a one-of-a-kind money market.
— PrimeFi (@PrimeFi) October 15, 2025
This is just the beginning!
Stay tuned, as things are about to level up with $PRFI and $XDC. pic.twitter.com/LkdQe8RpvR
Zero-Fee DEX Trading with 1Delta
1Delta went live on XDC, bringing aggregated DEX trading and zero-fee swaps to the network. This launch unlocks new liquidity sources for users and supports asset transfers without gas costs. 1Delta’s aggregator ensures best price execution, utilizing liquidity across multiple pools on and off the network.
$900K Ecosystem Grant to GoodDollar
The Foundation awarded a $900,000 grant to GoodDollar, a universal basic income protocol distributing daily digital assets to users worldwide. The funds will support protocol expansion and integration with XDC smart contracts. This move demonstrates how XDC’s low-fee environment supports social-impact projects and micro-distribution models.
Market Expansion and Access to Liquidity
21Shares Launches XDC ETP in Europe
In mid-October, 21Shares launched a fully regulated XDC ETP (XDCN) on Euronext Paris and Amsterdam, followed by a SIX Swiss Exchange listing. The product is fully collateralized and available to both retail and institutional investors, marking a major milestone in traditional finance integration. This listing provides a compliant, regulated instrument to gain XDC exposure through legacy markets.
A proud moment for the XDC Network as we celebrated a new milestone with the SIX Swiss Exchange bell-ringing ceremony, marking the listing of the @21shares @XDCNetwork ETP (XDCN) in Zürich 🇨🇭 on October 23.
— XDC Network (@XDCNetwork) October 24, 2025
This ceremony represented more than just a listing, it symbolized our… pic.twitter.com/VZGeJWyIs5
XDC Joins iTrustCapital’s Crypto IRA Platform
XDC was added to iTrustCapital’s crypto IRA offerings, allowing users to hold XDC in self-directed retirement accounts. This move enhances long-term investor access and positions XDC as a viable asset for retirement diversification.
Community Engagement and Global Events
T³ Conference in New York City
XDC Foundation hosted its flagship T³ Conference—Tokenization, Trade, and Treasury—in New York on October 21, 2025. The event featured financial leaders discussing on-chain trade finance and the role of blockchain in treasury digitization. Attendees included stakeholders from private credit markets, SMEs, fintechs, and global banks, positioning XDC as a trusted blockchain layer for enterprise use.
A day of connection and collaboration at T³: Tokenization, Trade & Treasury in NYC.
— XDC Foundation (@XDCFoundation) October 25, 2025
The event brought together builders, institutions, and innovators across TradFi and DeFi.
Grateful to everyone who joined us 🤝 pic.twitter.com/Jf6ZWZn64L
Global Presence at GITEX and IMF Side Events
XDC Foundation executives participated in GITEX Global Dubai, where Saloi Benbaha highlighted the network’s vision for scalable stablecoin infrastructure. The team also engaged with policymakers at IMF Annual Meeting side events and began preparation for the Singapore FinTech Festival. These appearances signaled a continued commitment to global engagement and policymaker collaboration.
Community Infrastructure and Developer Engagement
The launch of XDC Engage offered a centralized hub for developer resources, news, and ecosystem coordination. The Foundation also promoted its XDC Weekly updates, hackathons, and Twitter Spaces to support education and transparency. These initiatives helped solidify a feedback loop between builders, users, and network stewards.
A Network Scaling With Purpose
XDC Network made deliberate progress in October by deepening its role in real-world finance. Strategic moves like acquiring Contour, launching native USDC, and integrating Token Terminal show a clear institutional focus. These updates improve liquidity, transparency, and compliance—three pillars for long-term adoption.
At the same time, tools like PrimeFi and 1Delta expanded DeFi access, while grants and ETP listings improved reach. XDC continues to position itself not just as a blockchain for low-cost transactions, but as infrastructure for tokenized trade, lending, and treasury systems that serve both enterprises and users.
Disclaimer: News content provided by Genfinity is intended solely for informational purposes. While we strive to deliver accurate and up-to-date information, we do not offer financial or legal advice of any kind. Readers are encouraged to conduct their own research and consult with qualified professionals before making any financial or legal decisions. Genfinity disclaims any responsibility for actions taken based on the information presented in our articles. Our commitment is to share knowledge, foster discussion, and contribute to a better understanding of the topics covered in our articles. We advise our readers to exercise caution and diligence when seeking information or making decisions based on the content we provide.
