Genfinity’s cross-chain builder spotlight ran as a single episode in late August 2026. Host Tate sat down with ecosystem leads from XDC, Algorand, and Hedera, back to back.
The format let an idea travel across the show. XDC’s Quincy Jones opened by arguing that adoption follows behavior, not software. Tate carried that point into the final segment, where HashPack’s Fil picked it up and extended it. Notably, none of the three blamed throughput, fees, or tooling for slow adoption. Each pointed at comprehension instead.
🔥 Builder Spotlight: XDC Network. Algorand. Hedera.
— Generation Infinity (@Genfinity) September 10, 2026
We brought together builders from all three ecosystems for a deep dive into what’s being built and where blockchain adoption is heading:
XDC Network | @YourBroQuincy of @XDCFoundation discusses connecting legacy institutions… pic.twitter.com/6dIoyXmCzb
XDC: institutions ask about rules before they ask about code
Quincy Jones works as a software developer at the XDC Foundation, focused on ecosystem development and developer relations. He spends less time writing code than unblocking the people who do.
He opened with the split he sees between startups and institutions. Startups build first and handle consequences later. Institutions reverse that order. “Most institutions focus on consequence first,” he said. Before anyone writes a line of code, they identify the lawyer, the regulator, and the form.
The question he fields most is not about performance. It is about accountability. The network is decentralized, so who answers for a given transaction? Consequently, the technical build is rarely the hard part of an enterprise integration.
Jones also pushed back on a common framing. The barrier is not that crypto carries too much risk. Rather, most organizations cannot articulate what the risk is. “Plenty of organizations are perfectly willing to take the risk if they understand what they are,” he said.
Behavior changes before the vocabulary does
Jones spent much of his segment on one argument. Adoption does not live in software. It lives in behavior.
The iPhone makes his point. Ask someone in 2005 to predict a pocket computer with full internet access. They would guess ten or fifteen years. The real answer was two. ChatGPT compressed the pattern further, arriving in 2022 and resetting search habits within months.
He applies that lens to crypto’s timeline debate. Asking when crypto arrives is the wrong question. The better question asks which behavior changes next. Remittances proved the first one, since sending money abroad is easy to explain. Jones expects everyday banking next, where stablecoins may simply beat a bank account.
Notably, new categories arrive before the words for them do. Nobody could describe an influencer in 2005, and nobody can name crypto’s equivalent role today.
Inside XDC’s accelerator and its move to Manhattan
That thesis shapes XDC’s ecosystem work. The Foundation runs an accelerator with Plug and Play that has moved through four cohorts. The third turned toward DeFi in March 2026 with eleven startups. In September, the partners named twelve more teams for a fourth cohort focused on AI agents.
The compliance trade runs both ways. Regulated brokers already meet their obligations, so they hand startups a working checklist. In exchange, the incumbent gets software it never had to staff up to build. Access matters more than capital, in his view, since a lending platform needs actual lenders.
XDC’s activity historically clustered around Dubai. The Foundation now hosts office space in Manhattan, near the VCs and institutions it wants. Jones shared a candid number behind the move. Roughly 10% to 20% of the people XDC meets go on to sign.
He closed with a distinction he calls clanker work versus human work. AI absorbed much of the routine software labor. However, the scarce skill simply moved, from executing the build to making it make sense.
Algorand: a rebuilt wallet and a doorbell for AI agents
Joseph Cecala runs product marketing for the Algorand Foundation and Pera Wallet. August handed him an unusually large pile to translate.
Pera Wallet 7.0 shipped that month as a full rebuild. Pera previously ran two native codebases, so every feature shipped twice. React Native collapsed that into one, and the install shrank from 103MB to roughly 68MB. Two additions target real conference risks. Duress mode shows reduced balances behind a fake PIN, while shake to close locks the app instantly.
The larger launch landed August 25, the day of the interview. Algorand released AC2, the Agentic Communication and Control Protocol. Coding agents have deleted production databases, and the victims include Fortune 500 companies.
AC2 keeps credentials out of the agent runtime entirely. The agent requests a signature instead of holding a key. The user approves it with a passkey on their own device. Cecala’s analogy is simple. Handing an agent your credentials is like handing over a house key, so AC2 installs a doorbell instead. The same flow gates x402 payments and GitHub pushes.
Pera Wallet 7.0 is live. The whole app has been rebuilt, so this is a bigger update than the version number suggests.
— Algorand Foundation (@AlgoFoundation) August 11, 2026
New home screen, global search, and a set of new security options. pic.twitter.com/hFhYL0OcfX
Algorand’s post-quantum head start
Algorand introduced Falcon-signed State Proofs in August 2022, so its chain history already sits behind a post-quantum signature. The threat is specific. Most of finance depends on elliptic curve cryptography, and Shor’s algorithm breaks it once capable quantum hardware exists.
The first post-quantum mainnet transaction ran in November 2025, but it required custom logic bolted onto an account. The v5.0.0 upgrade removed that workaround on August 22, 2026. Native Falcon-1024 accounts became a protocol-level feature, and fees moved to resource-based pricing.
Cecala put numbers on the trade. A standard transaction costs 0.001 ALGO, while a post-quantum one costs 0.003. “It’s still a fraction of a penny,” he said. Speed and finality stay identical.
Adoption moved fast once Pera shipped it. Users can create a Quantum Account or rekey an existing one, keeping the same address. Cecala flagged the launch while the tracker showed about 3,000 transactions. Four days later it passed 250,000, and August closed above 500,000.
He also wants foundations to stop depending on token price. His reference points sit outside crypto, in how software companies earn from integrations and volume. He runs a node himself for roughly $25 a month in electricity.
Hedera: Fil on abstracting the chain away
The final segment featured Fil, marketing lead at HashPack. He has spent five years in the Hedera ecosystem, serving as an ambassador and working with the marketplace SentX. He co-hosts HBAR Happy Hour weekly with Mauii, under the Hedera Community account.
His attention goes to builders rather than metrics. He highlighted inscription tooling that stores NFT data on the graph instead of IPFS. Hedera formalized that as the HCS-5 standard, known as Hashinals. Fil likes it because the pitch requires no education.
Dead Pixels Ghost Club gave him a sharper example. Its Forever Mint keeps supply fixed at 10,000 while a reserve wallet holds the mintable pool. Mint proceeds buy replacements off secondary to refill it. Every mint therefore creates two trades, which is why the collection climbs volume charts. A release the day of the interview finished number one by volume across every chain.
Asked what comes next, Fil quoted Hedera co-founder Mance Harmon. The phrase is “invisible ubiquity.” Stop selling the wallet and sell the app. Fees and throughput are reasons to stay, not reasons to arrive.
Forever Mint Analytics is now live on @hashly_h 📊
— Hashly (@hashly_h) September 1, 2026
Every custody pool on @hedera in one view, with 16 pools open, 1,583 mints and 5.60M ℏ in volume since August 16 across 160 distinct wallets.
Pools are ranked by what it takes to clear them. Dead @deadpixels_club leads with… pic.twitter.com/l888keIpKk
The read
These conversations never overlapped, but their conclusions did. Jones says institutions stall on undefined risk. Cecala spends his days turning consensus upgrades into plain sentences. Fil argues the winning pitch never mentions the chain.
The products follow. AC2 turns implicit trust in an agent into a reviewable approval. Falcon-1024 accounts turn a vague quantum worry into a migration path with a counter. XDC’s accelerator hands a startup a checklist instead of a legal bill.
None of that is a performance improvement. All of it shrinks what a user must understand before acting. Jones put the thesis in five words. Just make it make sense.
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