Pera has launched Pera Fund, a new wallet-native funding experience designed to simplify how users move value into the Algorand ecosystem. The release replaces the existing Pera On-Ramp and consolidates both fiat and crypto funding into a single interface inside Pera Wallet.
The update focuses on one core problem: onboarding friction. By reducing the steps required to fund a wallet, Pera Fund aims to expand access for both U.S. and international users while improving how liquidity enters the Algorand network.
Pera Fund is LIVE and there are officially no excuses not to try Algorand 🚀
— pera.algo (@PeraAlgoWallet) January 27, 2026
Fund your wallet with ALGO or USDC in seconds:
• 🔁 Swap crypto via @exodus XO Swap
• 🏦 Buy with fiat (global on-ramps via @realMeld)
• 🫰 ETH, SOL, BTC, XRP, Base and More → Algorand
Less… pic.twitter.com/kjgO5x1P1e
Cross-Chain Crypto Funding Without Manual Bridging
Pera Fund introduces direct crypto funding from other blockchains through an integration with Exodus and its XO Swap infrastructure. Users can swap assets from networks including Ethereum, Solana, Bitcoin, XRP, and Base directly into ALGO or Algorand-native USDC.
This flow supports stablecoins such as USDC, USDT, and PyUSD from non-Algorand chains, without requiring users to manually bridge assets or rely on multiple external tools. The result is a simplified path for cross-chain capital to enter Algorand natively.
Global Fiat On-Ramps via Meld, With U.S. USDC Access Coming
For fiat funding, Pera Fund integrates Meld, enabling access to multiple regulated payment providers worldwide. While Meld-powered on-ramps existed previously, Pera Fund introduces a redesigned Pera-branded interface that streamlines provider selection and reduces unnecessary steps.
Users can purchase ALGO or USDC using regionally available payment methods, with providers selected automatically based on availability. Pera also confirmed that U.S. users will soon be able to buy USDC directly through Pera Fund via Brale, expanding compliant stablecoin access in the U.S. market.
Improving Onboarding Infrastructure for the Algorand Ecosystem
Rather than introducing new financial products, Pera Fund focuses on improving core ecosystem infrastructure. By making it easier to move existing capital into ALGO and USDC, the update lowers technical barriers for new users and improves liquidity flow for applications built on Algorand.
This approach aligns with broader efforts across the network to prioritize usability, stablecoin access, and real participation over complexity.
Disclaimer: News content provided by Genfinity is intended solely for informational purposes. While we strive to deliver accurate and up-to-date information, we do not offer financial or legal advice of any kind. Readers are encouraged to conduct their own research and consult with qualified professionals before making any financial or legal decisions. Genfinity disclaims any responsibility for actions taken based on the information presented in our articles. Our commitment is to share knowledge, foster discussion, and contribute to a better understanding of the topics covered in our articles. We advise our readers to exercise caution and diligence when seeking information or making decisions based on the content we provide.
